Housemart Program Aids Buyers Reach the American Dream
A typical FHA buyer will need $28,500.00 to purchase a $300,000.00 home. With the Closing Cost Assistance Program (CCAP)
the same scenario requires only $12,300.00, saving the borrower $16,200.00 out of their pocket!
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Property Insurance - Save up to 50% of the premium cost
As a condition to get the loan, you will be required to obtain property insurance. Unsuspecting homebuyers usually pay more
than they should, and most of them will pay twice as much of what my clients pay. Follow
these tips to reduce the cost by 50%.

Finding Your Home Right Away - Is it possible?
We are trained to believe that finding the right house will take time, and that is because it is actually true. Per NAR, a typical
homebuyer will see a total of 10 houses in a four month period, and will buy one of these. But this is not the reality for these
buyers, who found their dream home the first day they went looking.
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Title Insurance & Closing Fees - Cost Thousands and Buyers Unsuspectingly Pay
These high fees are in every closing, they are part of your closing costs and you will have them when you close your purchase.
Most homebuyers are totally unaware that they are overpaying.
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  • Purchase price: $306,500.00   
  • Loan Amount: $300,948.00   
  • Credit Score: 630 middle
  • Interest Rate: 3.5%
  • APR: 4.492%
  • CCAP: Used to buy down the rate
  • Total cash used to close:
    $10,924.10
  • Total monthly payment: $2,023.44
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  • Purchase price: $342,500.00
  • Loan Amount: $336,171.00
  • Credit Score: 691 middle
  • Interest Rate: 4.125%
  • APR: 5.122%
  • CCAP Funds: $9,678.03 given to
    the borrower
  • Total cash used to close:
    $11,547.02
  • Total monthly payment: $2,306.76
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  • Purchase price: $290,500.00   
  • Loan Amount: $284,747.00   
  • Credit Score: 677 middle
  • Interest Rate: 4.125%
  • APR: 5.117%
  • CCAP Funds: $6,816.97 given to the
    borrower.
  • Total cash used to close:
    $10,167.50
  • Total monthly payment: $2,081.76
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